Digital eStatements vs. Paper statements: Which claims the banker’s budget?

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first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The digital banking boom is still booming. On a fundamental level, this digital banking focus has centered on a singular goal: providing a great customer experience. But in the realm of banking statements, it seems bankers—and customers—are at a crossroads. Should banks continue to invest in paper statements, or have digital statements muscled out the old standard?The answer isn’t as cut and dried as some might believe. In fact, when it comes to allocating the banker’s budget, the topic can be downright polarizing.Traditional eStatements vs. Digital eStatements When considering whether your institution should prioritize budgets for paper statements or digital statements, it’s important that a distinction be made between traditional eStatements and digital eStatements.Before the digital banking boom, consumers were content to receive their monthly bank statements in the mail. But through the advent of the internet—and more specifically, email— many financial institutions now offer eStatements directly to their customers’ inboxes. These traditional eStatements, usually sent in a PDF format, save the institution print and mail costs, but do little to enhance the customer experience. This is because a PDF, much like a physical paper statement, is a static document. And while customers might be happy to reduce the clutter in their mailboxes, a PDF in their inbox doesn’t exactly provide the “wow” factor of mobile banking, social payments and other notable digital banking staples.last_img read more


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first_img7 February 2012While sipping on bottled water has become something of a lifestyle statement, a survey has revealed that most South Africans are happy with the high quality water that comes straight from their taps.The survey, conducted by the Water Research Commission and South African Local Government Association between March and May 2011, investigated urban South Africans’ perceptions of the quality of their water and the factors that influence these perceptions.It found that 81 percent of urban South Africans from all income levels perceive their tap water to be safe to drink. This concurs with international studies which found that most people in countries with a reliable water supply perceived tap water as having a low safety risk.South African water institutions are considered to provide some of the highest quality of drinking or potable water in the world.The survey covered adults aged 16 years and older from all race groups. A random sample of 2 437 urban households was drawn.Younger people more positiveThe study also found that women were significantly less confident about the safety of tap water than men. Women were also more likely than men to boil or filter drinking water, and more inclined than men to drink only bottled water.Younger people between the ages of 16 and 34 were more positive about the safety of drinking water than older people.Consumers in the metro municipalities perceived their tap water to be significantly safer to drink than consumers in other urban municipalities.Consumers in eThekwini Metro (Durban) had the highest consumer confidence in the safety of their tap water, whereas consumers in Mangaung Metro (Bloemfontein) had the least confidence.Consumers of non-metro municipalities in the Northern Cape, Eastern Cape, Free State and Mpumalanga provinces had the lowest confidence in the safety of their tap water.Factors influencing perceptionsThere was a wide range of factors which determined consumers’ perceptions about the safety of drinking water, the main ones being the appearance of the water, its taste and smell, and people’s bodily reactions to it.A very small percentage of the population based their perception of the safety of tap water on what they heard or read in the media.The leader of the survey, Dr Sarah Slabbert, said: “Although the scope of this study was small, it provides a baseline within which to compare future studies.“It also gives the water sector and its stakeholders an understanding of how South Africans perceive the quality of drinking water. The findings have several implications for policy, management and further research.”The director for water use and waste management at the Water Research Commission, Jay Bhagwan, said the perception that tap water was clean and safe to drink and regularly tested was a major indicator of good municipal service.Source: BuaNewslast_img read more





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first_imgSEA Games hosting troubles anger Duterte TS Kammuri to enter PAR possibly a day after SEA Games opening Is Luis Manzano planning to propose to Jessy Mendiola? LOOK: Joyce Pring goes public with engagement to Juancho Triviño Azkals now have full squad Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Don’t miss out on the latest news and information. MOST READ Hotel management clarifies SEAG footballers’ kikiam breakfast issue LATEST STORIEScenter_img View comments SEA Games: Biñan football stadium stands out in preparedness, completion SEA Games: Biñan football stadium stands out in preparedness, completion “We’ll come out [ready].”But Cone pointed out that the schedule change is not something to complain about, even after having to cut short his US vacation.“The idea of being a member of this group [with that] fan base overrules any inconveniences that we may have,” he said. “We’re going deep into our two-a-days (practices).”As a matter of fact, Cone is having a bit of a throwback fun.“We haven’t gone this hard in our two-a-days since during the ‘90s,” he said shortly after their second session at Upper Deck gym in Pasig.ADVERTISEMENT Private companies step in to help SEA Games hosting “The league tapped us suddenly to play in the opening game at the Philippine Arena,” Tim Cone told reporters on Friday, confirming an earlier Inquirer report. “I told the guys that’s the curse and blessing of being a member of Ginebra.”“You’re going to be asked to do things because of your popularity and your fan base that other teams are not going to be asked of,” he said, adding that the league initially slated Ginebra to debut in Guam on Jan. 19.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionBut with the Kings now playing six days earlier, Cone has had to cram and push his players hard to get in competitive form.“We thought we’re coming back in the 19th so we extended our [break] a little bit, give our guys extended rest. But now we’re rushing to get ready for the 13th,” Cone said. Photo by Tristan Tamayo/INQUIRER.netBeing the PBA’s most beloved franchise has it’s perks: There’s a ready sixth man pushing the team every game from jam-packed stands.But then, there’s also the drawbacks.ADVERTISEMENT “These guys are experiencing what’s it like to play for me when I was a young coach—when I wanted to kill people,” Cone added in jest.Ginebra’s opponent in the opening is still to be revealed.The curtain-raiser for league’s 44th season marks the second time the PBA will tip off at Philippine Arena in Bocaue, Bulacan. In 2014, 52,612 fans trooped to the venue to watch rookie Manny Pacquiao debut for Kia and play against Blackwater. Ginebra top-billed the event with TNT.The Leo Awards, where the previous season’s top individual performers will be feted, will also be mounted during the opening rites.Sports Related Videospowered by AdSparcRead Nextlast_img read more


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first_imgTouch Football Victoria’s 2013/14 VT League season will commence this Sunday, 10 November, with a big day of games to start the season. Each team will play three games on Sunday at Elwood Park, with round games continuing weekly until mid-February, with finals to follow.The season will feature a combination of Friday night games at Albert Park as well as Sunday mornings at Elwood. The Melbourne City Lions will be hopeful of retaining the Club Championship title after taking out two titles, the Women’s and Mixed, in the 2012/13 season. To keep up-to-date with all of the latest news and information from the 2013/14 VT League, please visit the following websites and social media pages:www.victouch.com.auwww.vtleague.com.auwww.facebook.com/touchfootballvictoria www.twitter.com/touchfootyvicInstagram – Search for ‘Touch Football Victoria’  2012/13 VT League ResultsMixed Final Melbourne City Lions 8 defeated Melbourne University Northern Blacks 6 Women’s Final Melbourne City Lions 8 defeated Bayside Vipers 4          Men’s Final Bayside Vipers 7 defeated Western Dodgers 3 Club Championship – Melbourne City LionsRelated Links2013/14 VT Leaguelast_img read more


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first_imgLiverpool boss Klopp: We won’t underestimate Newcastleby Paul Vegas10 months agoSend to a friendShare the loveLiverpool boss Jurgen Klopp says they won’t underestimate Rafa Benitez’s Newcastle United.Klopp offered a nod to Newcastle’s financial situation when it comes to transfer restraints.He said: “I don’t know too much about Newcastle, from time to time I read a little bit.”Nobody was really happy with the amount of money they had to sign players, but Rafa is too experienced to carry that for a full season.”Meanwhile they are really settled, in a good moment result-wise.”It was always difficult to play against them.”Newcastle give us a lot to think about, the crosses with Rondon in the box.” About the authorPaul VegasShare the loveHave your saylast_img read more


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first_imgHouston players run our onto the field on game day.YouTube/UHAthleticsMany had high expectations for Tom Herman as head coach. As became very apparent this season, Herman was instrumental in turning Ohio State into an offensive juggernaut despite all kinds of injury issues at quarterback last season. I don’t know that anyone realistically thought Herman would elevate Houston to this level in just one year, though. At 12-1, with an AAC title under their belt, the Cougars are off to the Peach Bowl for a New Year’s Eve showdown with ACC powerhouse Florida State. Houston fans shouldn’t need any help getting excited for this one, but just in case, Houston put together a quick 30 second teaser trailer for the game, and it is quite epic.The Cougs and ‘Noles kick off in Atlanta at noon on December 31.last_img


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